Find your ideal property in Monaco

Yes. There are no restrictions on foreign ownership of property in Monaco. Buyers of any nationality can purchase freely. Property ownership can also support a residency application.

Expect to pay approximately 6% of the purchase price in transaction costs: 4.5% in registration duties (droits d'enregistrement) and around 1-1.5% in notary fees and administrative charges.

Typically 2-3 months. After agreeing on a price, the reservation agreement is signed with a 10% deposit. The notaire then has 2-3 months to complete due diligence and prepare the acte de vente (final deed).

While not strictly required, having a Monaco bank account is highly recommended and often necessary for the transaction process. Most buyers open one during the purchase process.

Monaco has delivered strong, consistent capital appreciation over decades, driven by extreme scarcity (2 km²), stable governance, tax advantages, and enduring demand. Rental yields typically range from 2-3.5% for luxury properties.

The notaire (notary) is a public official who handles the legal transfer. They verify ownership, conduct due diligence, draft the sale contract, handle fund transfers, and register the property. Both buyer and seller may each appoint their own notaire.

Yes. Several Monaco-based banks offer mortgages to non-residents, typically requiring 30-50% down payment. Rates are competitive, and terms of 15-25 years are common. The bank will assess your global financial position.

Not automatically, but it strongly supports a residency application. You will also need to demonstrate sufficient financial means (typically via a Monaco bank deposit) and provide a clean criminal record.